1) The Olympic motto is "Citius, Altius, Fortius," which is Latin for "Faster, Higher, Stronger."

2) The first smartphone, the IBM Simon, was introduced in 1992 and featured a touchscreen, email capabilities, and apps such as a calendar and calculator.

3) The Hubble Space Telescope, launched in 1990, has provided breathtaking images of distant galaxies and deep space.

4) Insurance premiums are the payments made by policyholders to insurance companies in exchange for coverage.